When Not to Name Your Spouse the Beneficiary of Your IRA
    In most cases, naming your spouse as the beneficiary of your IRA makes the most sense. However, depending on your wishes, other beneficiary arrangements may do a better job of accomplishing your goals. First, let's take a quick look at the requi...

    Make the most out of your 401(k)
    This year (2007) you can contribute up to $15,500 to your employers 401(k) plan. If you are older than 50 add an extra $5,000 in catch-up contributions for a total of $20,500. If you are eligible to participate and your employer offers matching con...

    Debt Consolidation Company: Put Your Finances Back On Track
    If you have more bills accumulating that you can possibly pay off, this is the time for you to avail the services of a debt consolidation company. When you choose to consolidate your mounting debts through these companies, it does not only help you...

    Give Your Investments Six Pack Tabs
    When retirement heats up, will your portfolio wear a t-shirt in the pool of riches or will it proudly display its core stability? For a respectable savings, the following six aspects of financial planning should be exercised. First, remember th...

    Ten Things the Average Person Does Not Know About Annuities
    Deferred annuities possess characteristics found nowhere else. They play an important part in seniors' portfolios. Seniors hold billions of dollars in deferred annuities. However, my experience is that the average person knows little about the u...

    The Buy-Sell Agreement: Why It Is The Simple Solution
    If you own a business, odds are the business represents a sizable portion of your estate. Therefore, planning for the orderly disposition of the business is an important planning consideration. The most basic element of the plan involves the use...

    The Boomers Set Their Sights on Panama!
    So what's all the fuss about Panama? What do the Baby Boomers see in this little country and what reason do they have for moving there in droves? According to the U.S. State Department there were just four million American expatriates a decade a...

    Personal Finance: How To Be Smart With Your Money
    Group insurance is the most common type of coverage in the United States today. One can usually obtain broader benefits at a lower cost if one is covered as a member of a professional group, a service club or as an employee of a covered company. Ho...

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Loans

Student Savings: Save Paper, Save Money

Did you know that North American academics are among the highest paper wasters in the world? If academics in China used as much paper as we do in North America,...


Incautious Borrowing

The level of personal debt in the UK is spiralling, with reports of an average of 31,000 owed by people contacting the Consumer Credit Counselling Service for h...


Bullet-proof Your Business

Personal loans can be obtained for any purpose. Whatever your need might be, lenders are there to offer you personal loans. Lenders offer personal loans for the...